ABOUT 9ICEMONEY • OUR STORY

Empowering Everyday People & Businesses with Borderless Financial Freedom

Founded with the mission to eliminate barriers in African banking, 9iceMoney provides lightning-fast transfers, smart merchant POS terminals, and accessible everyday tools for millions of merchants, traders, and families.

ANNUAL VOLUME

₦500B+

Processed across rails

USER COMMUNITY

2.5M+

Active consumer wallets

CORE RELIABILITY

99.98%

Transaction uptime SLA

MERCHANT FOOTPRINT

50,000+

Smart POS terminals active

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OUR MISSION

Banking Designed for Real Momentum

To make banking seamless, reliable, and delightfully rewarding for everyday commerce, street markets, and digital creators across Africa through robust financial infrastructure and frictionless interfaces.

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OUR VISION

An Interconnected Continent Without Limits

An interconnected financial ecosystem where every entrepreneur, retail vendor, and remote individual can save, spend, and build capital with complete sovereignty and instant digital verification.

FIELD SPOTLIGHT

Balogun & Bodija Market Network

Over 18,000 independent stall owners use our pocket audio-enabled POS devices to confirm payments within 1.2 seconds without relying on cellular delays.

GRASSROOTS INCLUSION

Rooted in Real Communities

From busy marketplaces to burgeoning tech hubs, 9iceMoney is engineered for resilience — offline-ready POS terminals, zero hidden charges, and instant 24/7 dedicated local support.

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24/7 Dial-In & Multilingual Help

Real human agents speaking Yoruba, Hausa, Igbo, Pidgin, and English ready at all hours to verify disputes and clear pending settlements.

WHAT DRIVES US

Engineered On Four Immutable Pillars

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Unwavering Reliability

Built with redundant tier-4 banking gateways so transactions settle cleanly even at peak holiday shopping volumes.

verified 99.98% High SLA

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Radical Transparency

Zero surprise monthly maintenance fees, real-time FX fee disclosures, and straightforward daily yield interest calculations.

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Merchant First

Ultra-fast automated settlement cycles so distributors and retailers keep working capital circulating immediately.

sync_saved_locally Instant Pay-In

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Human-Centered Security

NDPR and Central Bank compliance paired with real-time biometric authorization and single-tap card deactivation.

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LEADERSHIP BEHIND 9ICE

Experienced Builders & Operators

Backed by veteran founders and engineers with deep experience spanning Central Banking infrastructure, top African payment gateways, and international scale.

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FOUNDER & CEO

Abdulrazak Shaba

Chief Executive Officer & Founder

Visionary fintech leader and operator with 15+ years in high-volume transaction routing, agency banking ecosystems, and central settlement infrastructure.

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ENGINEERING

Naima Abdulhakeem

Chief Technology Officer

Specialized in distributed systems, offline cryptographic settlement engines, HSM security enclaves, and high-frequency fault-tolerance.

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PRODUCT

Chidi Okonkwo

VP of Product & Growth

Championed POS deployment across 6 geopolitical zones, scaling retail agency banking networks by 400% with high uptime retention.

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SUPPORT

Folake Oladele

Head of Customer Experience

Directs our 24/7 round-the-clock multilingual customer operations unit handling 50k+ daily queries with sub-minute SLAs.

READY FOR 9ICEMONEY?

Start Banking Without Borders Today.

Download the app in under 2 minutes, create a personal or merchant profile, or request our portable POS device for your shop floor.

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